MORTGAGE INSURANCE EXPLAINED

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Mortgage Insurance – Do You Need It Even if It’s Not Required by Your Lender? Finding a proper mortgage loan and understanding the processing procedures behind the loan is the basis of good research. The down payment on a mortgage loan is typically significant when dealing with mortgage insurance. Most loan applications with less than 20% down payment are required … Read More

A PRE-SALE HOME INSPECTION IS A GOOD IDEA

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A pre-sale home inspection is a good idea, when selling your home. Imagine this scenario: You find the perfect buyer for your home. The offer is clean. The buyer is making few demands, and the transaction begins humming along. Then, the home inspection results come in.  Negotiations start over,  and that formerly speedy progress toward closing comes to a screeching … Read More

4 GREAT REASONS TO BUY A HOME NOW

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Here are 4 great reasons to buy a home now instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest Home Price Index reports that home prices have appreciated by 6.9% over the last 12 months. The same report predicts that prices will continue to increase at a rate of 4.8% over the next year. The bottom in home … Read More

DRONE PHOTOGRAPHY CAN HELP SELL YOUR LUXURY HOME

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drone photography can help sell your luxury home image by RKO Photography

Whether or not drone photography can help sell your luxury home is a topic I am beginning to hear more often on listing appointments. Today’s home buyers understand their buying options better than ever before. They are able to research prices, browse listings, and investigate other important factors before making the first call to a real estate agent. For this reason, … Read More

WHAT IS A BUYER AGENCY AGREEMENT ?

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What is a buyer agency agreement? It is a contract between a Realtor and buyer, which says that when negotiating a home purchase, the Realtor will represent the buyer’s best interests. They will provide their buyer client with ADVICE and KNOWLEDGE that will help the buyer make the BEST decision when it is time to make an offer on a home. Why Sign … Read More

REALTYSOUTH “MOST ADMIRED BIRMINGHAM REAL ESTATE COMPANY” AWARD

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RealtySouth has the great honor to have won the award in the Real Estate and Development category for “Birmingham’s Most Admired Company” in the Birmingham Business Journal for 2012. From a survey of prominent executives, business leaders and public officials, RealtySouth won the award based on the way it conducts business, the high level of unique and special services through Family of Services, … Read More