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ENSURING YOUR NEW HOME IS PET FRIENDLY

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Is your new home pet friendly? U.S. pet ownership is at a high, with around 73% owning dogs and 49% owning cats. Of course, if you were to add the potpourri of additional pets into the picture (rabbits, hamsters, guinea pigs and other cute critters) this number would be substantially more! If you have just bought a home and you are worried about safety …

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NEW CONSTRUCTION #1 ANSWER TO HOUSING SHORTAGE

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New construction will be the #1 answer to the housing shortage in 2017 and beyond. The biggest challenge to today’s housing market is the shortage of housing inventory for sale. A normal market would see a six-month supply of homes for sale. Currently, that number is below four months. This is the major reason home prices have continued to appreciate …

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SLAYING HOME BUYING MYTHS

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Slaying home buying myths is important to understanding the real estate market in 2017. Think your credit must be perfect to get a Home loan? The facts are that in February of 2017, the average credit score on an FHA loan was a 686. Rents are climbing, but mortgage rates are currently low. It is more likely that owning a …

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OWNING A HOME TAX BENEFITS

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Owning a home could help with tax deductions when that dreaded Tax Day arrives. Many Americans got some depressing news last week; either their tax return was not as large as they had hoped or, in some cases, they were told they owed additional money to either the Federal or State government or both. Owning a home tax benefits could …

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MORTGAGE INSURANCE EXPLAINED

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Mortgage Insurance – Do You Need It Even if It’s Not Required by Your Lender? Finding a proper mortgage loan and understanding the processing procedures behind the loan is the basis of good research. The down payment on a mortgage loan is typically significant when dealing with mortgage insurance. Most loan applications with less than 20% down payment are required …