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MORTGAGE INSURANCE EXPLAINED

Shannon Holmes HOME BUYERS Leave a Comment

Mortgage Insurance – Do You Need It Even if It’s Not Required by Your Lender? Finding a proper mortgage loan and understanding the processing procedures behind the loan is the basis of good research. The down payment on a mortgage loan is typically significant when dealing with mortgage insurance. Most loan applications with less than 20% down payment are required …

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A PRE-SALE HOME INSPECTION IS A GOOD IDEA

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A pre-sale home inspection is a good idea, when selling your home. Imagine this scenario: You find the perfect buyer for your home. The offer is clean. The buyer is making few demands, and the transaction begins humming along. Then, the home inspection results come in.  Negotiations start over,  and that formerly speedy progress toward closing comes to a screeching …

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4 GREAT REASONS TO BUY A HOME NOW

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Here are 4 great reasons to buy a home now instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest Home Price Index reports that home prices have appreciated by 6.9% over the last 12 months. The same report predicts that prices will continue to increase at a rate of 4.8% over the next year. The bottom in home …

HOW TO BUY THE RIGHT HOUSE FOR YOU IN A GREAT NEIGHBORHOOD

Shannon Holmes BIRMINGHAM REAL ESTATE BUYERS 13 Comments

What makes a neighborhood a great place to buy? As a Realtor, I cannot stress enough the number one rule for home buying – location, location, location!  Though this is excellent advice, there are also several other important things to consider when choosing the right home for you in a great neighborhood. Because all homes eventually get sold, it is …

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NEED MORE SPACE? FIVE WAYS TO TELL IF IT’S TIME TO UPGRADE YOUR HOME

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It was exciting buying that first home of your own, but lately, your little corner of the world has been feeling cramped.  You gaze with longing at those larger homes. Maybe you need more space. Here are five ways to tell if it’s time to upgrade your home. #1 Upgrade Your Home For Your Growing Family If you have added …

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THREE GREAT REASONS TO BUY A HOME & GET OUT OF THE RENTING RUT

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Renting a home is a good option for some, but what are three great reasons to buy a home in 2016? When you rent a home, you send money to someone else every month in exchange for knowing that you can call on your landlord when the roof leaks, an appliance stops working or your bathroom faucet breaks. There are …

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DRONE PHOTOGRAPHY CAN HELP SELL YOUR LUXURY HOME

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Whether or not drone photography can help sell your luxury home is a topic I am beginning to hear more often on listing appointments. Today’s home buyers understand their buying options better than ever before. They are able to research prices, browse listings, and investigate other important factors before making the first call to a real estate agent. For this reason, …

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REALIZE THE POTENTIAL IN A VALUE PRICED HOME – ADD CHARM & GET IT SOLD

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Realize the potential in a value priced home – add charm and get it sold. Making a few inexpensive changes can have a major impact on how your home looks, and how fast it will sell. Realize the Potential in a Value Priced Home With Exterior Upgrades A great listing agent can provide you with experienced advice to spruce up your …

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WHAT IS A BUYER AGENCY AGREEMENT ?

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What is a buyer agency agreement? It is a contract between a Realtor and buyer, which says that when negotiating a home purchase, the Realtor will represent the buyer’s best interests. They will provide their buyer client with ADVICE and KNOWLEDGE that will help the buyer make the BEST decision when it is time to make an offer on a home. Why Sign …

REALTYSOUTH “MOST ADMIRED BIRMINGHAM REAL ESTATE COMPANY” AWARD

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RealtySouth has the great honor to have won the award in the Real Estate and Development category for “Birmingham’s Most Admired Company” in the Birmingham Business Journal for 2012. From a survey of prominent executives, business leaders and public officials, RealtySouth won the award based on the way it conducts business, the high level of unique and special services through Family of Services, …